Terms of Use

Last updated: June 2, 2026

1. Agreement to Terms

By using Insurance Calc Tool, you agree to these Terms of Use. If you do not agree, please do not use this website.

2. Not Professional Advice

The calculators and content on this site provide estimates for educational purposes only. They are not a substitute for professional insurance advice from a licensed agent or broker. Always consult a qualified professional before making insurance decisions.

3. Accuracy

While we strive for accuracy, we make no warranties about the completeness, reliability, or accuracy of the information provided. Your actual insurance needs may vary based on your specific circumstances.

4. Use of Tools

All calculator inputs and results are processed locally in your browser. We do not store or have access to your data.

5. Changes to Terms

We may update these terms from time to time. Continued use of the site after changes constitutes acceptance of the new terms.