Frequently Asked Questions

Are these calculators free?

Yes. All calculators on Insurance Calc Tool are completely free to use. No signup, no credit card, no personal data collection.

Is my data safe?

All calculations happen in your browser. We do not collect, store, or transmit any personal information. Your data stays on your device.

Are these estimates accurate?

Our calculators use industry-standard formulas and real claims data. However, they provide estimates only. Always consult a licensed insurance professional before making decisions.

Do you sell insurance?

No. We do not sell insurance or provide professional consultation. We share experience and educational information only.

How do I contact you?

Email us at privacy@insurancecalctool.org. We generally reply within one to two weeks, sometimes longer.