Umbrella Policy Calculator
When a $1M umbrella policy costs less than a coffee per week, the math is simple. But do you actually need one? Let's find out.
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Real Talk About Umbrella Policies
I used to think umbrella policies were for rich people. Then I watched a $400K judgment wipe out a teacher's retirement savings because her teenager caused a multi-car pileup. The auto policy covered $100K. The remaining $300K came from her house equity and savings. An umbrella policy would have cost her $300/year.